
The governments’ policy response to Australia’s worsening housing crisis is to try and squeeze more an more people into the same amount of land. To…
The dream of home ownership is a live and well, albeit it’s a little more difficult to achieve in this day and age. But there…
Many people have asked me “How do I find the loan that’s right for me?” Here are my top five tips to help answer this question: Determine…
When interest rates start to move up we become more active in looking for a cheaper rate. And that’s pretty understandable. With variable rates predicted…
Once you’ve decided to buy your first or subsequent home, it’s time to start thinking about saving up a decent deposit. This might seem like…
Posted on 20 January 2010
When we take out insurance we’re normally protecting our interest in something – like our home, our car or our health. But when we’re required to take out Lenders Mortgage Insurance (“LMI”) we’re not protecting ourselves, but rather the interests of our lender. LMI protects the lender against loss if we stop making our repayments and [...] Continue Reading
Posted on 26 October 2009
When we bought our first home about twenty five years ago we were able to save a decent deposit – in fact we managed to scrape together one-third of the purchase price out of our own funds. We were lucky - the relationship between average weekly earnings and house prices back then made the dream of home ownership [...] Continue Reading
Posted on 12 October 2009
I know it’s easier said then done, but first time buyers (or anyone else for that matter) should try and save as large a deposit as possible when buying a home. Sure, meeting day to day living costs and the increasing cost of property makes this a daunting challenge, but there are some major financial [...] Continue Reading
Posted on 20 September 2009
I’ve often been asked whether taking out a loan for an investment property is the same as taking out a loan for a house to live in. The answer is it is not. Buying an investment property is about identifying a residential property asset that provides you with the right mix of rental return, capital growth [...] Continue Reading